The journey towards financial freedom can start with the saving of one dollar today.
Financial Planning involves identifying your financial goals throughout your life, and prioritizing them.
High Touch offers a various range of financial solutions and wealth management services for an individual and corporation.
Individual & Family
In order for an individual to achieve financial freedom, a prudent financial planning is needed.
Our personal financial planning services specialize in six important areas, including
Our professional planners team will help to customize a financial plan which is best tailored made to each client’s needs and financial goals.
Should you have any queries, kindly contact us and "Find Out More'' for details.
General Insurance coverage on Fire & Burglary, Motor, Public Liability etc
Please do not hesitate to contact us and refer to "Find Out More'' for details.
Risk Management & Insurance Planning
Every time you use your credit card or take a loan, you are creating a debt that you may not live to pay.
Financial risk management and insurance planning is important because of uncertainty of what might happen at every second in our daily life. Nobody can predict what tomorrow brings. Therefore, we need to be proactive to ensure our personal and family’s financial security plan is prepared. It is also a great way to show your love and ensuring your own peace of mind.
Insurance itself is an important element of any sound financial plan. Different kinds of insurance help protect you and your loved ones in different ways against personal financial risks for instance, the cost of accidents, illness, disability, and death.
For business enterprises, insurance can be used to maintain your financial stability in the event of loss of critical assets or key person.
‘It is always better to be safe than sorry’
Kindly refer to "Find Out More'' for details.
Retirement is a journey not a destination.
Planning for your retirement years is an important consideration that you should address as early in your working career as possible, but it is never too late. Pension funds and personal savings may not be enough to meet your expected lifestyle during your retirement.
Early planning for retirement is critical because it typically takes many years to accumulate the necessary funds to live comfortably when you no longer enjoy the advantages of a salary. Have you set your retirement goal? It is advisable that your retirement goal must have a strong purpose to energize and drive you as you move towards that goal.
What will life be like once you stop working full time? Have you ever thought of your ideal retirement lifestyle? You may dream of traveling, spending quality time with your loved ones, enjoying your favorite activity or dedicating time and talent to charity.
Without prudent planning, coupled with the effects of inflation; your savings may not be enough to secure your ideal retirement lifestyle.
How much retirement funds is required for your golden years?
We are ready to assist you. Just go to Find Out More for details.
Each time you invest or save, you are adding bricks to your bridge towards riches and financial security.
Is education the best gift a parent can offer their child?
It is important to start and execute the plan as soon as possible. The earlier you start, the more time your money will grows, and the better you’ll benefit from of the power of compounding.
Education fees tend to increase by more than the general rate of inflation and therefore, any effective plan needs to have returns that able to hedge the inflation.
Your child’s future depends on what you do now, so careful planning and budgeting are essential to ensure that you have adequate savings available when your child goes to university.
Let us help you in having more structured approach to plan for your child education.
Please go to "Find Out More'' for details.
There is this saying, nothing is certain in life except death and taxes.
I want to leave my children enough that they feel they can do anything, but not so much that they do nothing.”~ Warren Buffet
The ultimate transfer of your assets to your heirs requires meticulous planning if you are to avoid excessive reduce of your estate.
"Find Out More'' for more details if you want to avoid your wealth to be named as "Unclaimed Money by Bank Negara Malaysia (BNM)"
Business Succession Planning
People are a company's best assets.
Business Succession planning is a process of identifying and developing internal people with the potential to fill key business leadership positions in the company. Succession planning increases the availability of experienced and capable employees that are prepared to assume these roles as they become available businesses in the event of financial hardship or upon their disability, retirement, critical illness or death.
However, partnership is also a double-edged sword. Complications can arise when a partner passes away. The surviving partners have to decide whether to:
·Liquidate the business and divide it among the surviving partners and the estate of the deceased partner.
·Allow the deceased's heirs to take over that share and become business partners.
·Buy over the deceased partner's share from his/her family and continue the business.
Take the first step towards ensuring the continuity of your business with minimal disruptions.
"Find Out More'' for more details about the Business Succession Planning.
Key Man Planning
A debt should not last longer than the person who created it.
Key Man Planning is not done because a key executive might die but the business must carry on with more certainty and profitability after his demise.
The healthy liquidity position of a business is the key to survival in the short term. If not, there is no long term to talk about.
Key man plan is real cash, real profits and real assets to the business when the key executive dies.
Make provision to cushion the possible financial impact of losing your key executive.
"Find Out More'' for more details about the Key Man Planning.